Car Loans-Car Finance-Business Use

CarsnCash is a specialist provider of funding for the purchase of
all makes and models of motor vehicles for business use purposes.
Whether you run your own business or a car is required to perform
your job function,we have the right car loan for your requirements.
Once you have purchased your car,arranging car finance that suits
your budget and maximising tax benefits should be a priority task,
which is why you should always commission highly trained industry
professionals to call on their suite of panel lenders to select the right loan package for you.

Each Client is Unique
No one client is the same as the next as each loan application presents a different challenge.
This is where industry experience is vital in selecting the right financial advisor to handle your
loan portfolio.The team at CarsnCash have over 20 years experience in automotive financing
and have thousands of happy clients Australia wide,who initially came to us as they were
looking for answers to the usual questions,where do I get the best interest rate? how do I
structure the loan? will my loan be tax effective? These are all good questions and we are here
to answer them.Here are some of the queries we are often asked to enlarge on.

Do I Need Tax Returns?
In recent years lenders have seen the need to offer additional loan products to service the ever
increasing numbers of the self employed business person,contractor or tradesperson.Lenders
now realise that the self employed work long hours to establish and maintain their business,
which leaves little time for bookkeeping,and producing tax returns in a timely manner.
Therefore lenders have introduced a low doc product,similar to that used in the home loan
industry.This has streamlined lending practices,as now assets such as cars,trucks and machines
can be purchased and funded without the need for income statements,subject to meeting the
guidelines set down by car loan low doc policies.

Do I Need To Buy From A Dealer?
Although it is advisable to consider purchasing your next car from a licenced motor dealer,it is
certainly not mandatory.The benefits from a purchasing from a dealer are twofold,you obtain
guaranteed title and receive either a new car warranty of two or three years or a used car
warranty of three months,depending on which state of Australia you live in.
Purchasing private can have its risks,as when you pay for the vehicle,you buy it warts and all,
are you sure the car is mechanically sound,no monies owing? There is a long held belief in the
community that buying private drives a better deal,well you only get what you pay for and
unless you are a mechanic,sometimes that private sale discount comes at a price.
We here at CarsnCash finance cars through Dealer – Auction – Private sale and finance Australia
wide.So one call can get you started to driving way quick.

I Have Had Credit Problems In The Past.Can I Obtain A Loan?
Everyone deserves a second chance,problems arise in everyday life preventing us from paying
our commitments on time.Whether it is a slow payment history,a default,court judgement or
even a discharged bankruptcy,we are here to listen and as long as the credit impairment is not
a habit that occurs regularly we have a solution and a loan to get you back on track.